Pembelian hartanah

To be frankly, i am no good in buying properties tak kiralah rumah ke kondo ke tanah ke...

But, what I've learnt from my 'tetibe house purchase' during this Dec 2014 is.. 

Assume u wanna buy a condo worth rm598k

1. If you are Bumi - 7%disc from sales n purchase agreement (spa) 556.14k

2. In my case I am eligible 5% rebate from the company 528.33

3. Mestilah ada booking fees: katakan u must pay rm1k for the home booking.

4.If you are buying it with loan: please be ensure, 1st and 2nd house you'll get 90% loan amount 495.02k. Greater than that shall be 70% amount 383.778k 

5. with the amount of 35yrs installment (depend on ur age) if 90% u'll pay 2.3k monthly. If 70% u'll pay 1.8k.

Lari tajuk sket.. Cantikkan the cabinet? 

Ok, The most important thing is, do you pay the house for what? To stay or for investments. It shall dictate locations you want to buy it. E.g: kalu condo or apartment, if y want for investment, better beli yg bawah n if nak stay baik amik yg atas sket sebab makin tinggi makin mahal and udara makin segar (katanya)..

K, sampai situ shj... Nanti sambung..